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Our aim at HCB is to make purchasing a property as easy and stress free as possible.
We therefore set out below our main stages of the Sale process and timescales we follow when helping you in your matter:
Stages of the process
The precise stages involved in the purchase of a freehold residential property vary according to the circumstances. However, below are the standard steps we take throughout an average conveyancing matter:
Take your instructions and give you initial advice
- Liaise with you current Mortgage Lender (if applicable) requesting redemption statements and deeds
- Obtain Official Copies from the land registry – these are the electronic deeds to your property
- Prepare Contract for Sale
- Receive Enquiries from the Purchasers Solicitors
- Liaise with you regarding the enquiries from the Buyer and ask for any further information not already provided and give you advise on any areas you are not sure of
- Agree completion date (once the buyers solicitor are satisfied with the answers to the enquiries raised
- Exchange of Contracts – The Completion date then becomes legally binding to both parties. We will notify you when this happens.
- Request final redemption figure from your existing lender (if applicable)
- Completion day –
10.1 Receive monies from the buyers Solicitors
10.2 Arrange for settlement of your existing mortage (if applicable)
10.3 Any remaining balance will then be sent to you
10.4 You will then need to hand in your keys to the Estate Agent.
For a Freehold property the time it will take from an offer being accepted on your property until the buyer can move in will depend on a number of factors. However, the average process takes between 8 - 10 weeks**.
For a leasehold property, as there will be more work involved in dealing with third parties, this can take longer but on average takes around 10 - 12 weeks**.
There are a number of factors which can affect the time taken to complete your sale including things such as:
Number of parties in a chain - linked sales and purchases which will happen at the same time as your purchase
if the buyers is a first time buyer
If you are selling a leasehold property that requires an extension of the lease, this can take significantly longer, between 6 - 8 months.
Our online quote generator assumes the following:
This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
This is the assignment of an existing lease and is not the grant of a new lease
The transaction is concluded in a timely manner and no unforeseen complication arise
All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
- No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.
If you decide to move forward with the quote given, a member of the team will contact you to review the quote and advise if there are any other costs which may occur so you can make an informed decision. We will also answer any questions you may have about our conveyancing process. This will of course be under a no-obligation basis.